Pricing

The software is free. Bank feeds are the upgrade.

Unlimited books, unlimited transactions, all reports, and full AI access cost nothing. Pay only when you want transactions pulled from your bank automatically; pricing scales with connected accounts, pooled across all your books.

Free

$0

CSV & manual books

Unlimited books, all reports, full AI access. No card.

Start free

Starter

$9/mo

Up to 10 bank accounts

Live bank feeds. Transactions arrive on their own.

Start, upgrade inside

Growth

$19/mo

Up to 25 bank accounts

For several businesses or busier books.

Start, upgrade inside

Scale

$79/mo

26–100 bank accounts

For firms and heavy multi-book setups.

Start, upgrade inside

Annual billing gets two months free. Upgrade or downgrade anytime; caps are pooled across every book in your account.

Find your number

Four real setups and what they actually cost.

A freelancer with one checking account

One book, statements imported by your agent from CSV, or one connected account on Starter if you want the feed automatic.$0 – $9/mo

An owner with two businesses + personal books

Three books under one account. Say checking and a card for each business plus a personal card: five connected accounts sits comfortably inside Starter.$9/mo

An agency with several entities

Books per entity, feeds on every operating and card account. Up to twenty-five connected accounts on Growth, still one bill.$19/mo

A bookkeeping practice with 25 clients

Unlimited client books are free. If you connect feeds for every client (say 2–4 accounts each), up to 100 accounts rides on Scale: total, not per client.$0 – $79/mo

Practitioner running client books? The economics get their own page: bookkeeping for CPAs.

Every plan includes

  • ✓ Unlimited books, business and personal
  • ✓ Unlimited transactions (CSV, manual, agent)
  • ✓ Full double-entry journal & trial balance
  • ✓ P&L, balance sheet, 1099 report
  • ✓ Bank reconciliation & period locks
  • ✓ Receipts and vendor/project/client tags
  • ✓ All 63 MCP tools for Claude, ChatGPT & agents
  • ✓ Append-only audit log, one-click reverse
  • ✓ Six-CSV export per book, anytime

The only difference between plans is how many bank accounts feed themselves. Billing terms live in the refund policy.

Common questions

What exactly is free, and for how long?

The software (unlimited books, unlimited CSV and manual transactions, every report, receipts, reconciliation, and full AI/MCP access) is free forever. There is no trial clock and no card on file. Only live bank feeds cost money.

What counts as a connected bank account?

A bank or card account with a live feed pulling transactions in automatically through Plaid. Offline accounts fed by CSV or manual entry never count and are always free.

How does pooling across books work?

The cap counts connected accounts across your whole account, not per book. Ten books with one connected account each is ten accounts (a Starter plan) no matter how the accounts are spread. This is why practitioners with many client books pay one subscription, not twenty-five.

Do plans limit transactions, books, or AI usage?

No. Every plan, including free, has unlimited books, unlimited CSV and manual transactions, all reports, and full AI access. The only meter on any plan is connected bank accounts.

Is there an annual discount?

Yes; pay annually and get two months free.

What happens if I downgrade or my payment fails?

Feeds pause; nothing else changes. Your books, reports, history, and agent access all keep working on the free tier, and already-imported transactions stay put. Reconnect payment (or re-upgrade) and feeds resume.

Can I cancel anytime?

Yes, from the billing portal in Settings: no email, no retention flow. Feeds run through the period you paid for, then stop. Export everything to CSV whenever you like. Details in the refund policy.

Start on the free plan

Connect a bank later if you want the feeds. Nothing else is ever gated.

Start free, no cardRead the docs