Pricing

The software is free. Bank feeds are the upgrade.

Unlimited books, unlimited transactions, all reports, and your own AI over MCP cost nothing. Pay for live bank feeds, and for the built-in assistant on Growth and Scale.

Free

$0

Bank feeds free for 14 days

Unlimited books, all reports, CSV and manual imports, and your own AI over MCP.

Start free, no card

Starter

$9/mo

Up to 10 connected bank accounts, across all your books

Live bank feeds: transactions arrive on their own. Bring your own AI, with the same small built-in allowance as Free.

Start free, upgrade in Settings →

Growth

$39/mo

Up to 20 connected bank accounts, across all your booksAI Bookkeeping + Autopilot

AI Bookkeeping + Autopilot included: the books stay categorized on their own, and one email a month asks what only you can answer.

Start free, upgrade in Settings →

Scale

$249/mo

Up to 100 connected bank accounts, across all your booksAI Bookkeeping + Autopilot

AI Bookkeeping + Autopilot across every book. For firms and multi-book practices, with higher fair use.

Start free, upgrade in Settings →

Find your number

Four real setups and what they actually cost.

A freelancer with one checking account

One book. Your AI imports statements from CSV, or one connected account on Starter makes the feed automatic.$0 – $9/mo

An owner with two businesses + personal books

Three books under one account. Say checking and a card for each business plus a personal card: five connected accounts fit inside Starter.$9/mo

An agency with several entities

Books per entity, feeds on every operating and card account. Up to 20 connected accounts on Growth, still one bill.$39/mo

A bookkeeping practice with 25 clients

Unlimited client books are free. Connect feeds for every client (say 2 to 4 accounts each) and up to 100 accounts fit on Scale, counted in total, not per client.$0 – $249/mo

Running client books? Practice pricing has its own page: bookkeeping for CPAs.

Every plan includes

  • ✓ Unlimited books, business and personal
  • ✓ Unlimited transactions (CSV, manual, your AI)
  • ✓ Full double-entry journal and trial balance
  • ✓ P&L, balance sheet, cash flow, Schedule C, sales tax, 1099 report
  • ✓ Invoices and bills (send by link free; by email on paid plans)
  • ✓ Bank reconciliation and period locks
  • ✓ Receipts and vendor/project/client tags
  • ✓ All 72 MCP tools for Claude, ChatGPT, Grok and any other AI
  • ✓ Append-only audit log, one-click reverse
  • ✓ Full CSV export per book, anytime

Common questions

What exactly is free, and for how long?

The software is free forever: unlimited books, unlimited CSV and manual transactions, every report, receipts, reconciliation, and your own AI over MCP. No trial clock, no card on file. Paid plans cover two things: live bank feeds, priced by connected bank accounts across all your books, and AI Bookkeeping + Autopilot on Growth and Scale.

What counts as a connected bank account?

A bank or card account with a live feed pulling transactions in automatically through Plaid. Offline accounts fed by CSV or manual entry never count and are always free.

Do connected accounts count per book, or across all my books?

Across all your books. The cap counts connected accounts on your whole account, not per book: ten books with one connected account each is ten accounts, a Starter plan, however they are spread. That is why a practice with many client books pays one subscription, not twenty-five.

Do plans limit transactions, books, or AI usage?

No. Books, transactions, reports, and your own AI over MCP are unlimited on every plan; the built-in assistant on Growth and Scale has a generous fair-use ceiling that typical use never approaches.

Is there an annual discount?

No. Billing is monthly.

What happens if I downgrade or my payment fails?

Feeds pause, and the built-in assistant drops back to the Free allowance. Your books, reports, history, and your AI over MCP keep working on the Free plan, and already-imported transactions stay put. Reconnect payment (or upgrade again) and both resume.

Can I cancel anytime?

Yes, from Billing in Settings: no email, no questions asked. Feeds run through the period you paid for, then stop. Export everything to CSV whenever you like. Details in the refund policy.

Start on the free plan

Add bank feeds or the built-in assistant whenever you want them.